begin with, most people now have more money for less hard work. They earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.
Secondly, because of the advance in medical technology which leads to better medical care and treatment, people's life expectancy is longer. Moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.
Thirdly, modern conveniences such as radio, TV, internet, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.
Nevertheless, living in the 21st century also has its disadvantages. The most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by iehemicals from factories.Another main disadvantage is the personalization of human relattonships
Dear Sir: I am a sophomore in Nanchang Hangkong University .I major in computer science and technology.In the university ,I try my best to study and never disobey the rules of my college. Certainly,I am also economical in my life. I would like to explain why I apply for bank loan. I come from a average family.My parents have no special technology,so their salary is very low. What's worse, my college 's tuition is more expensive than other colleges.In my college,I must spend about 13 thousand yuan every year.Undoubtedly,it is a heavy burden to my family.So I hope I can apply for 10 thousand yuan successfully,then my parents'pressure will reduce a lot. I'm a honest man.I guarantee that I will pay back the bank loan in two years after graduation.I will spend all the money on my tuition and fees.Dear sir or madam ,please believe in me,I need bank loan very much. Wish you good health! Thank you very much!! Yours sincerely XXX。
Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.。
Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.。
不知道好不好,自己看羅。
國家助學(xué)貸款是針對(duì)普通高等學(xué)校中經(jīng)濟(jì)確實(shí)困難的全日制本、??茖W(xué)生的助學(xué)貸款。
自1999年實(shí)施以來,在緩解貧困大學(xué)生的就學(xué)資金壓力方面起到了一定的積極作用,但目前由于國家助學(xué)貸款制度仍存在政策設(shè)計(jì)方面的缺陷,貸款的實(shí)際覆蓋率還很低,而且出現(xiàn)了高違約率現(xiàn)象,嚴(yán)重影響到助學(xué)貸款的順利運(yùn)行。本文首先從高校貧困生申貸困難、借款學(xué)生還息還貸率低、銀行收貸困難三個(gè)方面詳細(xì)闡述了我國大學(xué)生助學(xué)貸款的主要困境。
然后從社會(huì)信用體系尚未建立、信用貸款法律制度尚不完備、貸款學(xué)生誠信度低、銀行發(fā)展助學(xué)貸款業(yè)務(wù)不積極四個(gè)方面論述了我國大學(xué)生助學(xué)貸款存在困境的原因。最后從建立國家助學(xué)貸款風(fēng)險(xiǎn)補(bǔ)償制度、加強(qiáng)誠信教育和建立個(gè)人信用體系、完善相關(guān)的規(guī)章制度和法律法規(guī)三個(gè)方面論述了走出高校助學(xué)貸款困境的途徑。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of education and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.。
A Letter of Application for a Student Loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.
There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs during the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.
If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.
Yours sincerely,
XXX
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job during the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一個(gè)助學(xué)貸款申請(qǐng)信。
它可能關(guān)注的人,
我給你寫信申請(qǐng)學(xué)生貸款。作為一個(gè)來自英語系一年級(jí)的學(xué)生,我在繼續(xù)深造的財(cái)政困難?,F(xiàn)在特申請(qǐng)1000元的貸款!
我的家庭有五個(gè)成員。我的父親是整個(gè)家庭的支柱,我的母親兩年前下崗了。我的祖母遭受五年以上的慢性疾病。我的弟弟現(xiàn)在在高中學(xué)習(xí)。我在暑假里拿了一些兼職工作,但我的收入是遠(yuǎn)遠(yuǎn)不夠我的學(xué)費(fèi)。為了繼續(xù)我的學(xué)習(xí),我要申請(qǐng)學(xué)生貸款。
如果我的申請(qǐng)被批準(zhǔn),我會(huì)好好利用這筆錢,把我的心研究。我一定會(huì)償還貸款的時(shí)間根據(jù)還款條款。我希望你能考慮我的申請(qǐng)。期待你的回復(fù)。
你的真誠,
XXX
A lot of students have many disadvantages in class now.For example,some students eat snacks in class while the teacher is having class.Some students read after-school books or magazines.Some students talk in low voices.And even a few students may sleep in class.They all don't listen to the teacher carefully.I don't think they are right.I think as a student,we must study hard so that we can learn everything well and get good grades.。
我的大學(xué)生活
時(shí)間過得真快啊,一晃我已經(jīng)是大學(xué)生了,在大學(xué)生活這段時(shí)間,經(jīng)歷了很多事,我也結(jié)實(shí)了很多朋友。在住校這段期間,改變了我很多,例如,我從出生那天起,我從未在外住過,每天都回家里,家務(wù)從來沒做過,都是父母給我安排好的,然而,到了大學(xué),如何處理我和室友和同學(xué)的關(guān)系等問題,對(duì)我來說都是困難的,但是經(jīng)過一段時(shí)間的鍛煉,今天,我和他們相處得很好,自己也能照顧好自己了,更幸運(yùn)的是,我交了很多好朋友。他們幫助我度過感覺孤單的日子。言語不能表達(dá)我對(duì)他們真誠的感謝,對(duì)大學(xué)生活的感謝,大學(xué)生活,是你使我變得更獨(dú)立,堅(jiān)強(qiáng),遇到問題,勇敢面對(duì),謝謝你!
my college life
time flies ah, when i have is a college student in college life this time, experienced a lot of things, i also made strong many friends. in live on campus during this time, changed me a lot, for example, from the day i was born, i never lived outside the home, housework every day never doing, all is the parents give i arrange good, however, i went to college, how to deal with my roommate and students of relations with such questions
for me, it's difficult, but after a period of exercise, today, i get along well with them, they can also take good care of yourself, the more fortunately, i made many good friends. they helped me through feeling lonely days. words cannot express my sincere thanks to them for the life of university, thank you, college life, is you make me become more independent, just strong, encounter problems, confront it, thank you!
School is not only a place we can learn something,but also is a small society.
"School videncen"is a popular word in the school during this years.And school videncen have many influence for us too.Many of us suffer form bully of school-bullies nowadays.
So,boycott school videncen is what everyone in school should do.Teachers should have a sense of responsibility and carefully found the things which happened in your students and then timely educate and protect them.As we should have a sense of justive and also have a heart of fighting against with evil.Don't be feared,it just like a spring,you weak it will strong,you strong it will weak.
I think if we unite together to fight against with evil.The school will peace and harmonious again!
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