begin with, most people now have more money for less hard work. They earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.
Secondly, because of the advance in medical technology which leads to better medical care and treatment, people's life expectancy is longer. Moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.
Thirdly, modern conveniences such as radio, TV, internet, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.
Nevertheless, living in the 21st century also has its disadvantages. The most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by iehemicals from factories.Another main disadvantage is the personalization of human relattonships
Nowdays,about 20 per cent of the undergraduates can't afford the high tuition and living expenses.Some of them have been financed,but sometimes the one who needs most can't get the aid.
Here are the reasons:
First,they know few approachs to get the money.Even if the chance is given,there are plenty of procedures to carry on.This undoubtedly increases the difficulty of being financed.
Second,some companis or persons often want to fund the most excellent one,while the undergraduates who are not that outstanding but very poor can't get the help.
Finally,the number for loans is limited,so the competition is inevitable.If you want to participate in application,maybe you should do more besides submitting material.
In reaction to the phenomenon,it is necessary to set up a unified platform for all the undergraduates in poverty.
By means of scientific and fair management,it is achieved that every impoverished undergraduate can get the finance aid.
歲月的巨浪拍打著記憶的礁石,破碎了,散作一團(tuán)白沫,潮起潮落,遺棄了躺在沙灘上的貝殼。
大海就在眼前,可再也回不去了,只好獨(dú)自品味其中的孤獨(dú)。一如歲月之流把20歲的小舟擱淺,美妙韶華,定格成年齡深處那淡藍(lán)的風(fēng)景。
乘著這艘小船我駛向一個(gè)叫大學(xué)的彼岸……平靜有序的大學(xué)生活在我的生命中已展開兩個(gè)多月了,每月奔忙于課堂,食堂和圖書館之間,當(dāng)自己完全地浸淫于知識的海洋中時(shí),心底涌起的是一份滿足和恬然;當(dāng)自己漫步于校園的林陰小徑時(shí),呼吸著屬于校園的空氣,滿足于校園的一草一木,我常常會忘窮情于其中,也是就在其中存在著另一些“不平凡”的日子……。
Dear president and teachers,
Best wishes!
It has been a great honor to have you as my physical and mental guidance. I feel really grateful to have the opportunity to study in this school. I wake up everydayto find myself surrounded by so many lovely and friendly teachersand classmates. It is wonderful to live and study in such a harmonious andhappy paradise. I enjoy every moment studying and playing with them.I have become used to getting up early in the morning to study with myroommates have made myself interested in learning. I have fallen in lovewith everything connected to this school. Departing with it will be as hard and miserable asliving without any food, which frightens me from hair totoe. Learning in this school is everything to me.
However, what happened lately makes me feel that I may have to leavethis school and kiss my school life goodbye forever. My dad has just losthis job recently and to make it worse our family has to handle the heavymedical expense spent on my grandfather, which means that there willbe little financial support for my study. As longas I think of that, I feel as if there would be no light and hope in my life any more. Atthis very moment,your kind and generous figures come into my mind. You have alwaysbeen so friendly to me and make this school like the second home to liveand study. Therefore, could you lend me a hand to help me out of thisdifficult situation so that I can keep on studying in your school to make my learning dreamcontinue? Please trust me that your financial support for me will be totally worth it. I will try my best to workharder to make my school proud of me.
Your sincere student
Li Hua
借錢傷害友誼嗎?Does Borrowing Money Hurt Friendship?
When you need a lot of money, you first thing you do is to borrow money from your friend, while doing this sometimes may do harm to your friendship. First, your friends may not have too much money at hand, he or she maybe suffer from the lack of cash flow at that moment. Everyone has their own worries, when you borrow money, they always have to struggle for a while, their hesitations make you begin to doubt your friendship is true or whether your friends treat your as real one. Second, most people can't return the money in time, because they have all kinds of difficulties, this will make your friends in a awkward situation. They are considering whether to ask you return the money, if they do, this will make you embarrassed; If they don't, they will lack of money. So it is better not to borrow money from your friend.
借錢傷害友誼嗎?Does Borrowing Money Hurt Friendship?
When you need a lot of money, you first thing you do is to borrow money from your friend, while doing this sometimes may do harm to your friendship. First, your friends may not have too much money at hand, he or she maybe suffer from the lack of cash flow at that moment. Everyone has their own worries, when you borrow money, they always have to struggle for a while, their hesitations make you begin to doubt your friendship is true or whether your friends treat your as real one. Second, most people can't return the money in time, because they have all kinds of difficulties, this will make your friends in a awkward situation. They are considering whether to ask you return the money, if they do, this will make you embarrassed; If they don't, they will lack of money. So it is better not to borrow money from your friend.
近年來,不法互聯(lián)網(wǎng)借貸平臺瞄準(zhǔn)了大學(xué)生群體,由于在校大學(xué)生涉世未深,對各種安全風(fēng)險(xiǎn)和誘惑抵御不足,一次落入網(wǎng)貸陷阱,一生悔恨不已!“裸條”借貸、虛假套現(xiàn)、刷單負(fù)債等問題對校園安全和學(xué)生權(quán)益帶來嚴(yán)重隱患,校園網(wǎng)貸的危害可以說是罄竹難書!
我將從以下幾個(gè)方面,來深刻的談?wù)劥髮W(xué)生如何提高對校園網(wǎng)貸的風(fēng)險(xiǎn)認(rèn)知:
一、在校大學(xué)生應(yīng)多學(xué)習(xí)校園網(wǎng)貸風(fēng)險(xiǎn)防范知識,進(jìn)一步提高防騙技能。
1、網(wǎng)貸的全稱為網(wǎng)絡(luò)借貸,包括個(gè)體網(wǎng)絡(luò)借貸(即P2P網(wǎng)絡(luò)借貸)和網(wǎng)絡(luò)小額貸款。
2、認(rèn)識高利貸陷阱,零門檻、無抵押、線上審核,最快三分鐘到賬,誘導(dǎo)學(xué)生過度消費(fèi),甚至陷入“高利貸”陷阱,侵犯大學(xué)生合法權(quán)益。
3、大學(xué)生應(yīng)當(dāng)樹立理性的金融消費(fèi)觀念,在提高警惕意識的同時(shí)也應(yīng)不回避新生經(jīng)濟(jì)事物,以便自己在步入社會之前嘗試提高在金融、消費(fèi)等領(lǐng)域的敏銳性。
4、自覺了解金融信貸和網(wǎng)絡(luò)安全知識及相關(guān)法律法規(guī)知識。
參考文章:《校園網(wǎng)貸陷阱多發(fā),大學(xué)生如何提高對P2P網(wǎng)貸的風(fēng)險(xiǎn)認(rèn)知?》/builder/preview/s?id=1570629273821957
October 14, 2007 To whom it may concern, I am writing to you to apply for a student loan. As a freshman from the English Department, I have much financial difficulty in continuing my study. There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in a high school. I took part-time jobs during the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan. If my request is granted, I will make good use of the money and put my heart into study. I will definitely pay back the loan according to the requirements. I hope that you will consider my application. Looking forward to your reply. Yours sincerely, Gao Peng。
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